Individual Psychotherapy
- $175 for 50 minute session
- $215 for 75 minute session
Relationship Psychotherapy
- $215 for 50 minute session
- $250 for 75 minute session
Sliding Scale
There are times when I can offer a sliding scale. Please ask to talk about this at our consultation meeting (that’s fancy for the first time we chat).
Insurance
I do not take insurance (if that feels tricky or like a barrier, that makes sense). Below are ways that could lower the cost…
- Therapy is an expense covered by FSA (Flexible Spending Account) and HSA (Health Savings Account) funds.
- Therapy is a qualified medical expense that you can deduct if you itemize on your tax return.
- You may be able to use your insurance for out-of-network benefits.
Notes on Out of Network Benefits
- Please verify details with your insurance company prior to starting therapy.
- If insurance won’t reimburse anything, they might let therapy count towards your deductible.
- Please get details in writing, if possible (the healthcare system is pretty messed up).
- Below are things to include in the phone call with your insurance company. Definitely document the date and time of the call, who you spoke with, and their answers.
- Do they offer out-of-network benefits? If “no,” then ask if the therapy costs can count towards your deductible.
- If they do cover out-of-network benefits, here are the questions to ask next…
- Is there a deductible? If yes, how much is it? Is the deductible per person or per family?
- Does the insurance cover a flat rate or a portion of the cost? For instance, a flat rate might be they reimburse up to $100 per session. A portion (or percentage) of the cost would cover X percent of the total cost. So if the session cost is $250, and they cover 80%, then they reimburse $200 of the cost for each session.
- Most insurances cover certain diagnoses and certain service codes only. Here’s what to ask…
- For couples therapy: Do they cover service (CPT) code 90847? If they do not, what codes do they cover? Please write down those codes.
- For individual therapy: Do they cover service (CPT) codes 90837 or 90834? If they do not, what codes do they cover? Please write down those codes.
- ICD codes are the focus of therapy or diagnoses (grouping of symptoms). Are there specific diagnoses that are covered? Do they need a code starting with a “F?” Can it be any F code, or only specific ones?
You will regularly receive a statement for insurance from me (it’s called a “superbill-” oddly enough it is neither super nor a bill). If your insurance company does offer out-of-network benefits, please make sure the superbill meets the requirements (in terms of service codes and diagnostic codes). Then you can submit the superbill to the insurance company and they will reimburse you directly. I regularly submit superbills for my own personal therapy for reimbursement.
